Helping Southern Maryland buyers today
Hughesville's lender.
Ken finds the loan that fits you, whether you're buying, refinancing or tapping your equity, and answers when you call.
About two minutes, online.
Where do you want to start?
Pick the one that fits. Every option takes about two minutes, and Ken follows up personally.
- Get pre-qualified todaySee your buying power before you fall for a house.
- Check my refinance rateFind out if a lower payment is on the table.
- How much cash can I get?Tap your equity and keep your first-mortgage rate.
- What's my home worth?An estimate from real property data.
- Run the numbers7 calculators for payments, affordability and more.
- Buy a home
- Refinance
- Home equity
- VA and FHA
- Self-employed options
- NMLS #2656628
Programs
Find the loan that fits.
The loans Ken offers, each for a different start. Pick the one that sounds like you and talk it through.
FHA + down payment helpNot much saved yet
Buying my first home
Buying your first home? FHA loans and down payment assistance programs are built for exactly this.
Low down payment options
See What I Qualify For
Bank statement loanMy tax returns don't tell the story
I'm self-employed
Self-employed? A bank statement loan can qualify you on your deposits instead of your tax returns.
Qualify on deposits
Check My Eligibility
VA loanVeteran or active duty
I served
Thank you for serving. VA loans were created for veterans and service members, with benefits other loans do not have.
Built for those who served
Check VA Eligibility
Fresh-start programsBankruptcy, low or no score
My credit took a hit
Credit took a hit? There are programs for borrowers after bankruptcy, with thin credit, or with an ITIN.
Options beyond a perfect score
Do I Qualify?
DSCR loanBuying to rent it out
I want rental income
Buying a rental? A DSCR loan can qualify on the property's rent rather than your personal income.
Qualify on the rent
See If My Rental Qualifies
HELOCAnd I like my current rate
I need cash from my home
Need cash? A HELOC taps your equity and leaves your first mortgage and its rate alone.
Tap equity, keep your rate
See How Much I Can Borrow
Calculators
Run the numbers first.
Try the math yourself before you ever talk. Free, with no sign-up to look.
See all 7 calculators- What will my payment be?Principal, interest, taxes and insurance, broken out so there are no surprises.Open the calculator
- How much home can I afford?Your income and debts in, a realistic price range out.Open the calculator
- Should I refinance?See your break-even month and lifetime savings.Open the calculator
How it works
Straight answers, start to keys.
A short process with Ken answering at every step.
15 minutes
Apply and sign online
Log in to the secure portal and e-sign your application in minutes.
1 day
Get fully approved
Income, assets and credit verified, so your offer carries a same-day approval.
10 days
Close on your home
Everything is already approved, so this step is just paperwork and keys.
Meet Ken
Ken Powell
I'm based in Hughesville, Maryland, and work with homebuyers and real estate investors throughout Maryland and Virginia.
- Call or text
- (240) 237-7855
- Office
- 9375 Chesapeake St, Ste 203
La Plata, MD 20646 - Licensing
- NMLS #2656628
Let’s talk.
About two minutes to see what you qualify for, with no obligation.